Business Advisory & CFO Services
Outsourced, part-time CFO support and hands-on business advisory for owner-operated companies in Garden City, across Long Island, and throughout the tri-state area. We turn your financial statements into the decisions that grow the business.
Reviewed by James R. Hurley, CPA · June 2026
The financial leadership a growing business needs.
Most owners of small and mid-size businesses do not need a full-time chief financial officer, but they absolutely need what one provides: a clear read on the numbers and a partner to help them act on it. JRH & Associates, Inc. has served Long Island business owners since 1989, and our advisory work gives you that financial leadership on a part-time, outsourced basis, sized and priced for your company.
Because we already handle accounting and tax for many of our clients, our advisory work starts from financial information we know is accurate. We prepare and interpret your statements, keep a close eye on cash flow, build the budgets and forecasts you steer by, and sit beside you for the decisions that shape the company. The result is fewer surprises, better-informed choices, and a clearer path to sustainable growth.
Schedule a Free Consultation"Most owners I sit down with do not have a numbers problem, they have a clarity problem. The information is there, but no one has turned it into decisions. A part-time CFO closes that gap. When you can see your cash flow, your margins, and where the business is actually making money, you stop guessing and you start steering, and that is when growth becomes something you can plan for instead of hope for."
James R. Hurley, CPAFounder & President, JRH & Associates Financial Statements & Analysis
Accurate financial statements are the foundation of every good business decision. We prepare them, then go a step further and tell you what they mean, so you understand your performance, your margins, and your trends in plain language.
Get StartedFinancial Statement Preparation
Balance sheets, income statements, and cash flow statements prepared accurately and on a schedule you can rely on.
Financial Statement Analysis
Plain-language interpretation of what your statements reveal about the health and direction of the business.
Profitability Analysis
A clear look at where your business is making and losing money, by product, service, or line of business.
Trend & Variance Review
Period-over-period comparisons that surface meaningful changes before they become problems.
Management Reporting
Concise reporting packages that give owners and managers the numbers they need to lead the business.
Built on Accurate Books
Advisory grounded in financial records we know are accurate, because we help maintain them.
Cash Flow Management
Practical cash flow planning so you always know what is coming in, going out, and when.
Budgeting & Forecasting
Realistic budgets and forward-looking forecasts you can actually steer the business by.
KPI Reporting
The handful of key performance indicators that matter most for your business, tracked and reported clearly.
Working Capital Planning
Guidance on managing receivables, payables, and inventory to free up cash and reduce strain.
Scenario Modeling
Modeling the financial impact of hiring, expansion, or a major purchase before you commit.
Ongoing CFO Partnership
Regular check-ins so you have a financial partner in your corner all year, not just at tax time.
Outsourced CFO & Forecasting
This is the heart of part-time CFO work. We manage your cash flow, build the budgets and forecasts you plan against, and track the key numbers that tell you whether the business is on course, so you can make decisions with confidence.
Get StartedEntity Structure, Financing & Growth
As a business grows, the right structure, the right financing, and the right strategy become decisive. We advise on entity structure, support you through bank financing, and work alongside you on the profitability and growth decisions that define the next stage of the company.
Talk to a CPAEntity-Structure Strategy
Guidance on the most effective structure for your business as it grows and your goals evolve.
Bank Financing Support
The financial statements, projections, and analysis lenders expect when you seek a loan or line of credit.
Profitability Consulting
Targeted work on pricing, costs, and mix to improve margins in a sustainable way.
Growth Consulting
A financial perspective on expansion, hiring, and investment so growth strengthens the business.
Owner Decision Support
A trusted sounding board for the major financial decisions that fall on the owner.
Tax-Coordinated Strategy
Advisory aligned with your tax planning so strategy and tax efficiency move together.
A clear engagement, built around your business.
Free Consultation
We learn your business, your goals, and the financial questions keeping you up at night. No obligation.
Financial Review
We examine your statements, cash flow, and key numbers to establish a clear, honest baseline.
Plan & Forecast
We build the budget, forecast, and KPI reporting that fit how you actually run the company.
Ongoing Partnership
We meet regularly, monitor the numbers, and help you decide and adjust throughout the year.
Business advisory and CFO services, explained.
A part-time CFO gives a Long Island business owner the financial leadership of a chief financial officer without the cost of a full-time hire. In practice that means preparing and interpreting your financial statements, managing cash flow, building budgets and forecasts, tracking the numbers that drive your business, and sitting at the table for major decisions. Where a bookkeeper records what happened and a tax preparer reports it, a CFO helps you decide what to do next. For many growing Garden City businesses, fractional CFO support is the missing piece between having clean books and actually using them to run the company.
Bookkeeping keeps your records accurate, and tax preparation reports your results to the government. Business advisory is forward-looking. It takes the same financial information and turns it into decisions: whether you can afford to hire, how to price for profitability, when to invest, and how to structure the business as it grows. At JRH & Associates we already handle the accounting and tax side for many clients, which means our advisory work is built on numbers we know are accurate, not estimates we are seeing for the first time.
Often, yes. Small and mid-size businesses are exactly where good financial guidance has the biggest impact, because every decision carries more weight when resources are tight. You do not need a full finance department to benefit. Even periodic financial statement analysis, a realistic budget, and a clear view of cash flow can change how confidently you run the business. We scale the engagement to fit the size and stage of your company, so you are paying for the level of support you actually need.
Yes. When you approach a bank for financing, the lender wants to see organized, credible financial statements and a clear picture of how the loan will be repaid. We prepare the financial statements, projections, and supporting analysis that lenders ask for, and we help you present your numbers in a way that supports the request. Strong financial reporting is one of the most effective things a Long Island business owner can bring to a financing conversation.
We start with the numbers you already have. By analyzing your financial statements, margins, and key performance indicators, we identify where money is actually being made and lost, which is frequently not where owners assume. From there we work on the levers that matter most for your business, which may include pricing, cost structure, the mix of products or services, and cash flow timing. The goal is steady, sustainable improvement grounded in your real financials, not generic advice.
Ready to run on numbers, not guesswork?
Your first consultation is completely free. Let us review where your business stands and show you what part-time CFO support looks like in practice. Serving Garden City, Nassau County, and businesses across Long Island.